KreditBee: Instant Credit App by Finnovation Tech Solutions Pvt.Ltd.
What's the referral code of KreditBee?
Referral Code of KreditBee is: PATHP6XQ4
Steps to signup for referral code of KreditBee:
- Download the app from here
- Enter your name, mobile number & email ID.Click on submit.
- Enter your KYC detatails and personal details
- Apply coupon code on loan taking page: PATHP6XQ4
- On completion of above steps you will get Rs.200 Off on Personal Loans.
ABOUT THE APP:
- Get Instantly Approved, Quick Personal & Salary Credit Loan at Low Interest rate
- KreditBee is an instant personal loan app trusted by 1 Crore+ Indians.
- Avail personal loans starting from ₹ 1,000 to ₹ 2 Lakhs, as per your approved credit.
- On approval, get a direct bank transfer within minutes.
- Get approved for personal, salary loans & EMIs with minimal documentation & small transaction fees.
- Loan amount:
- From ₹1,000 to ₹200,000
- Interest rates:
- From 0% to 29.95% per annum
- Tenure:
- 62 days to 15 months
- Why KreditBee?
- ✔ Instant loan approval:
- Instant personal loans are approved within 15 minutes from registration to direct bank transfer.
- ✔ Shopping EMIs:
- Avail online purchase EMI loans for categories like fashion, electronics, travel, furniture & more.
- ✔ Transparency with customers:
- Loans from RBI certified NBFCs/Banks are made available to our customers.
- ✔ Flexible Interest rate:
- Varied interests starting from 0% to 29.95% per annum.
- Types of loans
- 👉 Flexi Personal Loan -
- Need to borrow money? We offer short repayment terms from 62 days to 6 months for borrowing instant money ranging from ₹1,000 to ₹10,000. Only PAN card & address proof needed.
- 👉 Premium Loans for Salaried -
- Personal Loans worth ₹10,000 to ₹2 Lakhs with flexible disbursement tenure ranging from 3 to 15 months on our urgent loan app. Only PAN card, address proof & salary proof needed.
- 👉 Premium Loans for Self Employed -
- Personal Loans worth ₹40,000 to ₹2 Lakhs with flexible disbursement tenure ranging from 3 to 10 months. Only PAN card & address proof needed.
- 👉 Online Shopping Loan -
- Avail Buy Now, Pay Later EMI plans. Shop freely on partner platforms like Flipkart, Amazon, Myntra, Nykaa, MakeMyTrip & more with fast personal loans & E-vouchers. Only PAN card & address proof needed.
- 👉 KreditBee Card -
- Purchase anything online, or withdraw cash directly into bank account. Pay back later. Only PAN card & address proof needed.
- Personal Loan for Salaried (Example)
- Loan amount: ₹ 50,000
- Tenure: 12 months
- Interest Rate: 20% per annum
- Processing Fee: ₹ 1,250 (2.5%)
- New customer onboarding Fee: ₹ 200
- GST on Processing and Onboarding Fees: ₹ 261
- Total Interest: ₹ 5,581
- EMI: ₹ 4,632
- APR: 23.2%
- Loan amount is ₹ 50,000. Disbursed amount is ₹ 48,289.
- Total loan repayment amount is ₹ 55,581.
- Eligibility
- 1. Indian resident
- 2. Above the age of 21 years
- 3. Should have monthly source of income
- How to get started?
- 1. Install KreditBee app
- 2. Create your account
- 3. Fill your basic details to check first level eligibility
- 4. Upload KYC documents - ID, Address Proof & PAN card
- 5. Avail Loan as bank transfer or E-voucher as per your request
- One of our primary partner NBFCs -
- Krazybee Services Private Limited is a Systemically Important NBFC within the group.
- Fees & Charges:
- Interest rates range from 0%-29.95% with equivalent monthly interest rate of 0%-2.49% only.
- A small processing fee is charged for loans:
- 0 - 3% charged for low risk customers
- 2.5% - 7% charged for high risk customers*
- The APR for different personal loan products:
- low risk customers is 0%-36%
- medium risk customers is 18%-39%
- high risk customers is 24%-42%
- Very high-risk customers are 24%-70%
- KreditBee charges a one-time service fee while onboarding or during upgrade which is ₹20-₹350 depending on the risk profile.
- The charges and repayment tenures vary based on creditworthiness and repayment ability of the customers.
- Penalty is charged only when someone delays their scheduled payment.
- Queries?
- Mail:
- help@kreditbee.in
- Call:
- 08044292200
- Let’s Connect!
- Facebook: kreditbee
- Twitter: kreditbee
- Instagram: kreditbee
- Address
- 16/3, Adarsh Yelavarthy Centre, opp to Frank Anthony School, Cambridge Layout, Jogupalya Bangalore Karnataka 560008 India
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