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Referral link CRED App [2022] ,earn ₹250 directly into your credit card

CRED App: Credit Card 
Bills & More
updated on (11/2/2022)


What's the Referral code of CRED?

-The referral code of Cred is :-


  • NOTE: 
    • IF YOU DIDN'T GOT CASHBACK PLEASE MENTION YOU'RE PHONE NUMBER BELOW!,I WILL CONTACT TO CUSTOMER CARE IN THIS REGARD.
    • Referral code is valid only for 48hrs only,if you use above one after 48hrs you'll not receive any Referral benifits. 
    • Please comment below if my post is above 48hrs, I will provide new one.


How to claim refferal cash in cred :


  1. Download the app from here
  2. Enter your phone number, email & Pancard.
  3. After that,do a transaction of more than ₹1000 (i.e you can pay to  your's credit card bill)
  4. you will receive your ₹250 directly to your linked credit card.
  • Note:
    • If you have any doubts regarding the above steps, please comment below


About this app:

  • Check Credit Score, Credit Card Bill Payment, Pay Rent Online. Cashback & Offers
    • Pay your credit card bills during the powerplay overs of any Vivo IPL 2021 match to stand a chance of winning upto 100% cashback.
    • Use earned coins to pay the bill, rise on CRED Mega Jackpot leaderboard & get rewards worth over ₹4.5 crores.
    • What's more? You get a chance to win a complete home makeover by Home Centre, travel vouchers from Make My Trip, a shopping spree on Amazon, stocks from Stockal, jewellery from Tanishq, Bitcoin, etc..
    • It’s just what you deserve.
    • Easily check credit score free, pay credit card bill, monthly rent online, education free using credit card on CRED & get upto 100% cashback.
    • Use CRED Coins to win exclusive rewards, big prizes, offers.
  • Pay Credit Card Bills | Win Cashback & Coins
    • Shopping offers, subscriptions & membership like book flight at money-saving offers, Cult live & exclusive Myntra shopping, Swiggy offers & cashback, discounts on lifestyle products for CRED members!
  • CRED App Features:
    • →Free Credit Score Check: Track Credit Score or Access your credit profile
    • →Credit Card Bill Payment: Pay credit card bill on the go!
    • →Credit Card Manager: Stay connected with credit information
    • →Payment Reminders: Credit card bill payment reminders so you never miss due date
    • →Hidden charges: Automatically detect hidden charges & get alerted on duplicate transactions
    • →Rewards: credit card offers & win rewards using CRED Coins
    • →Multiple Credit Cards: Seamless payments for all credit cards
    • →Pay Rent with Credit Card: Make rent payments in no time
    • →Spend Analysis: Complete track of where you spent from your credit card with easy-to-read spend analysis charts
  • Why CRED App?
    • ✔ Access your credit score (cibil score)
    • ✔ Multiple accounts with instant payment options
    • ✔ Interactive charts allow easy visualisation of where your money goes
    • ✔ Safe & secure credit card bill payment app
    • ✔ Exciting offers & discounts on brands like Myntra, Swiggy, Cult Live, etc.
  • How to be a CRED member?
    • → CRED is built for rewarding creditworthy individuals. To become a CRED member, you need a credit score of 750+
    • → The process is simple → Download CRED → Fill name, mobile number & email ID → Get a free credit score report
    • → If your credit score is 750+, you will get a prompt to verify credit card details
    • → Pay credit card bills & earn coins
  • What is a credit score?
    • → The credit score is calculated based on the data that is provided by the lending institutions (typically banks, NBFCs) to the bureaus (typically CRIF, Experian)
    • → Each credit score has a different scale
    • → A score of 700+ on CRIF & Experian is considered to be good
    • → A higher credit score is an indicator of good financial behaviour
  • How to check and monitor credit score using CRED?
    • → Signup CRED with your full name & mobile number, get your first credit score result
    • → Get CRED coins with each credit card bill payments
    • → Use CRED coins to refresh your credit score every month
  • Credit scores shown on CRED
    • There are 4 credit bureaus in India - Experian, Equifax, CRIF & CIBIL. CRED can showcase your CRIF, Experian & Equifax credit scores and helps track these credit scores individually.
    • Credit Cards Supported on CRED
    • SBI, HDFC, Axis, Kotak, Standard Chartered, Yes Bank, HSBC, IndusInd, RBL, Bank of Baroda, Kotak Mahindra, Bank of India, all VISA, MasterCard, American Express & Discover credit cards.
  • Can using a credit card hurt credit score?
    • As long as you make credit card bill payments within the "grace period" of 25-30 days, you don't have to pay extra. Defaulting credit card payments negatively hurts credit score. So, pay on time!
  • Can CRED help in improving credit score?
    • With CRED make bill payments on time which will help improve your credit score over time.
    • Can you pay American Express card bills on CRED? Yes, all American Express credit cards are supported for bill payments
  • FAQ:
    • What is CRED Track? 
      • CRED Track helps you easily fetch and check the balance on all your bank accounts on CRED using BHIM UPl.
      • If not for the ease, you'll keep checking your balance just for the view. 
    • How can I add a bank account on CRED?
      • Tap the Add account button on the top right Select your bank from the list.
      • You can also search for your bank by entering the name in the search bar.
      • Next, an SMS will be sent from your registered mobile number for verification with the bank.
      • If you already have a BHIM UPI pin for this account, tap on Link to link your existing account otherwise tap Set M-Pin to set a new one.
    • Note: 
      • Your bank account will be automatically fetched by the UPI platform, if it is registered with the same mobile number as your CRED account. 
    • How do I check my bank balance on CRED?
      • Don’t worry, it’s way faster than it seems:
      • Tap Balance on the respective bank account card
      • Enter your UPI pin for that account
      • If you already have a BHIM UPI pin for this account, tap on Link to link your existing account otherwise tap Set M-Pin to set a new one.
    • Note: 
      • Your bank account will be automatically fetched by the UPI platform, if it is registered with the same mobile number as your CRED account.
      • Your bank balance will be displayed on the screen

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